How to buy a Samsung phone on EMI in Nepal
You can buy a Samsung phone in Nepal on EMI without a credit card. Samsung Plaza's plan through Hulas Finserv takes at least 40% down and splits the rest over 3 to 12 months at 0% interest: on the Samsung Galaxy A17 5G that is NPR 18,000 down and NPR 2,250 a month for 12 months.
By samsungnepal.com editorial team · Updated · Prices checked 14 October 2026
How Samsung Plaza's EMI works
Samsung Plaza is the online store of Samsung's authorised distributor in Nepal. Its EMI is hire purchase through Hulas Finserv, its main financing partner, so the loan doesn't go on a card. These are the terms on Samsung Plaza's EMI page, which says they can change:
- No credit card needed. You sign a hire-purchase agreement with Hulas Finserv at the showroom.
- At least 40% down. The other 60% is split into monthly payments.
- 0% interest over 3, 6, 9 or 12 months. Over 12 months you pay the phone's price and nothing more in interest.
- 24 months at 7.99% interest on selected phones, and on other products that cost more than 50,000 rupees.
- Minimum price: 25,000 rupees for a phone, 30,000 rupees for a home appliance.
- Approval in about an hour after you hand in your documents, Samsung Plaza says.
Monthly payments for popular Samsung phones
Worked out from each phone's lowest price today, with the minimum 40% down and 0% interest. Samsung Plaza may round its own figures a little differently.
| Model | Price | Down payment | 6 months | 12 months |
|---|---|---|---|---|
| Samsung Galaxy A17 5G, 6/128 GB | NPR 44,999 | NPR 18,000 | NPR 4,500 a month | NPR 2,250 a month |
| Samsung Galaxy A27 5G, 6/128 GB | NPR 51,999 | NPR 20,800 | NPR 5,200 a month | NPR 2,600 a month |
| Samsung Galaxy A37 5G, 8/128 GB | NPR 74,999 | NPR 30,000 | NPR 7,500 a month | NPR 3,750 a month |
| Samsung Galaxy A57 5G, 8/256 GB | NPR 96,999 | NPR 38,800 | NPR 9,700 a month | NPR 4,850 a month |
| Samsung Galaxy S26, 12/256 GB | NPR 1,39,999 | NPR 56,000 | NPR 14,000 a month | NPR 7,000 a month |
| Samsung Galaxy S26+, 12/256 GB | NPR 1,59,999 | NPR 64,000 | NPR 16,000 a month | NPR 8,000 a month |
| Samsung Galaxy S26 Ultra, 12/256 GB | NPR 2,24,999 | NPR 90,000 | NPR 22,500 a month | NPR 11,250 a month |
Every product page on this site shows the same 0% plan for each version, with a choice of 3, 6, 9 or 12 months, wherever Samsung Plaza offers EMI on that product.
Documents you need
- A photocopy of your citizenship certificate, and one of your guarantor's.
- Passport-size photos of you and your guarantor.
- Office details for both of you, which Hulas Finserv uses to verify you.
- An active mobile number registered in your own name. Samsung Plaza says this is mandatory.
Step by step
- Choose your phone at a Samsung Plaza showroom.
- Agree the down payment (at least 40%) and the number of months.
- Hand in your and your guarantor's documents.
- Wait for approval, usually within an hour.
- Pay the down payment at the store.
- Collect the phone from the store. Appliances are delivered to you.
- Pay each month's instalment to Hulas Finserv.
EMI on a credit card
Samsung Plaza also sells on EMI through partner banks, such as Global IME Bank. You need that bank's credit card and you apply through the bank, which sets its own terms. Samsung Plaza hands over the product once it receives the bank's delivery order.
Before you sign
- Ask for the total you will pay. On a 0% plan it should be the price itself. Ask whether there is any processing or file fee on top.
- On the 24-month plan, ask how the 7.99% is charged. Samsung Plaza's page doesn't say whether it is a yearly rate or for the whole term, so ask for the monthly amount and the total in writing.
- Compare with the cash price. Samsung Plaza says EMI purchases can have their own offers, so check both prices.
- Check the phone is official. Make sure its IMEI is registered with the Nepal Telecommunications Authority: see how to check a Samsung phone is official.
Where to apply
At any Samsung Plaza showroom. It lists 14: nine in the Kathmandu Valley (Durbarmarg, Khusibu Nayabazar, Baneshwor, Bouddha, Maharajgunj, Pulchowk, Kumaripati, Bhaisepati and Suryabinayak in Bhaktapur) and one each in Dharan, Birtamode, Gaighat, Narayangadh and Pokhara. The phone numbers are on Samsung Plaza's EMI page.
Compare models first on the Samsung mobile price in Nepal page, or see the best Samsung phones in Nepal.
Questions and answers
Can I buy a Samsung phone on EMI without a credit card in Nepal?
Yes. Samsung Plaza's EMI goes through Hulas Finserv as hire purchase, so you need no credit card, but you do need a guarantor. You pay at least 40% down and the rest over up to 12 months at 0% interest.
How much is the down payment on Samsung EMI?
At least 40% of the price, on Samsung Plaza's terms. The other 60% is split into monthly payments.
Is Samsung EMI in Nepal really 0% interest?
For 3, 6, 9 or 12 months, yes, according to Samsung Plaza. The 24-month plan charges 7.99% interest and is offered on selected phones and on products costing more than 50,000 rupees.
What is the monthly EMI on the Samsung Galaxy S26 Ultra?
On Samsung Plaza's 0% plan, NPR 90,000 down and NPR 11,250 a month for 12 months, for the cheapest version.
What is the EMI on the Samsung Galaxy A17 5G?
On Samsung Plaza's 0% plan, NPR 18,000 down and NPR 2,250 a month for 12 months.
Can I get a Samsung TV, fridge or washing machine on EMI?
Yes. Samsung Plaza's EMI covers TVs, refrigerators, washing machines, ACs and other home appliances from 30,000 rupees, on the same 40% down and 0% for up to 12 months.
What documents do I need for Samsung EMI?
A photocopy of your citizenship certificate and your guarantor's, passport-size photos of both of you, office details for both, and an active mobile number registered in your name.
Sources
Prices on this page update automatically from our price list. samsungnepal.com is an independent guide, not affiliated with Samsung.